Terms of Service

DesiStocks.in provides automated software tools and educational market resources, including:

• Stock and market information summaries across Indian equity sectors.
• Financial metric calculations and balance sheet ratio visualizations.
• Multi-parameter stock screening and comparative analysis tools.
• Analytical valuation models, diagnostic score frameworks, and calculators.
• Market event schedules, corporate earnings calendars, and IPO trackers.

The Service is operated solely for general educational and informational use. DesiStocks.in is not an investment advisory service, broker-dealer, portfolio manager, or financial planner.

Nothing published on DesiStocks.in constitutes personalized investment advice, trading recommendations, or financial solicitations. Users are solely responsible for:

• Conducting their own independent research and financial due diligence.
• Verifying critical corporate numbers against official filings and exchange disclosures.
• Assessing the risks of capital loss associated with securities trading.
• Consulting with a licensed, SEBI-registered investment professional before executing financial decisions.

For complete disclosures regarding regulatory standing and investment risks, please review our Full Disclaimer.

The platform implements various analytical and educational models, including Discounted Cash Flow (DCF) models, Graham-style formulas, Piotroski F-Scores, Altman Z-Scores, the 4V Matrix framework, and automated AI diagnostic scoring ratings.

You acknowledge and agree that:

• Analytical model outputs and calculated scores are theoretical estimates derived from mathematical formulas and historical data inputs.
• Data may be delayed on an End-of-Day (EOD) cycle, contain parsing omissions, or be subject to corporate revisions.
• Scores and diagnostic ratings do not guarantee future stock performance, price targets, or financial returns.

DesiStocks.in utilizes financial data and market information retrieved from external public feeds and third-party services. The availability, timeliness, and accuracy of market information are subject to the performance and transmission schedules of these external sources.

Users may voluntarily submit feedback, suggestions, bug reports, and feature requests through our Feedback Center. By submitting feedback or feature proposals:

• You grant DesiStocks.in a non-exclusive, royalty-free license to use, review, and implement your suggestions to improve the platform.
• Submissions categorized as feature requests may be displayed publicly on our community roadmap and upvote board under the name you provide or “Anonymous”.

Please refer to our Privacy Policy for details on how user-submitted information is processed.

DesiStocks.in grants you a personal, non-commercial, revocable, and non-exclusive right to access and use the platform. When using the Service, you agree not to:

• Deploy automated bots, scrapers, web crawlers, indexers, or harvesting scripts to bulk-extract stock data, calculated scores, or backend API responses.
• Bypass or attempt to circumvent rate limits, security headers, request verification tokens, or access controls.
• Engage in denial-of-service (DoS) attacks, network flooding, or actions that degrade service availability for other users.
• Decompile, reverse-engineer, or extract proprietary algorithms and software code powering the platform.
• Misrepresent your identity or submit malicious, fraudulent, or abusive feedback tickets.

Violations of acceptable use policies may result in immediate IP rate-limiting, access revocation, or permanent network blocking.

All original software code, UI design layouts, proprietary scoring algorithms, diagnostic presentations (including the 4V Matrix indicators design), brand names, graphics, and original text on DesiStocks.in are the exclusive intellectual property of DesiStocks.in and protected by copyright and intellectual property laws.

We do not claim ownership of underlying raw market quotes, corporate financial statements, or third-party company trademarks (such as NSE, BSE, or corporate logos), which remain the property of their respective owners.

The Service may display external links (such as official company websites or regulatory resources) and third-party advertisements, including Google AdSense.

DesiStocks.in does not control, endorse, or assume responsibility for the content, privacy policies, or practices of any external third-party websites or advertisers. Please review our Privacy Policy for detailed information on advertising technologies and cookie opt-out options.

We strive to keep the platform reliable and accessible. However, the Service is provided on an “AS IS” and “AS AVAILABLE” basis. DesiStocks.in reserves the right to modify, suspend, update, or discontinue any feature, tool, or calculation model at any time without prior notice.

We do not warrant that the website will operate without interruption, downtime, or temporary data synchronization delays.

To the maximum extent permitted by applicable law, DesiStocks.in, its operators, developers, and data contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including without limitation:

• Financial losses, trading drawdowns, or lost investment opportunities resulting from the use of or inability to use the platform.
• Errors, inaccuracies, omissions, or delays in market quotes, financial metrics, or valuation formulas.
• Decisions made or actions taken in reliance on website content or screening tools.
• Service outages, technical bugs, or unauthorized third-party access to network transmissions.